Affordable protection for belongings and liability—simple coverage that works.
Landlord policies cover the building, not your belongings or liability. Renters insurance closes that gap.
For a low monthly cost, you can protect personal property, get liability coverage, and add living expense benefits if your unit becomes uninhabitable.
We help California renters pick sensible limits and deductibles based on what you own and how you live.
Your personal belongings are worth more than you might think. Electronics, clothing, furniture, jewelry, and other possessions can easily total $20,000 to $50,000 or more. Without renters insurance, you'd have to replace everything out of pocket if it's stolen, damaged by fire, or destroyed in other covered disasters.
Comprehensive protection for renters at an affordable price
Covers your belongings including furniture, electronics, clothing, and other personal items if they're stolen or damaged by covered perils.
Protects you if someone is injured in your rental unit or if you accidentally damage someone else's property.
Covers extra costs if your rental becomes uninhabitable due to a covered loss, including hotel bills and restaurant meals.
Many policies include coverage for expenses related to identity theft, including legal fees and document replacement.
Setting the record straight about renters insurance
"My landlord's insurance covers my belongings"
Your landlord's insurance only covers the building structure, not your personal property.
"Renters insurance is too expensive"
Renters insurance typically costs less than $20 per month - less than most people spend on coffee.
"I don't have enough stuff to insure"
Most renters have $20,000-$50,000 worth of belongings when you add up everything.
Make renters insurance even more affordable
Bundle with auto insurance for significant savings on both policies
Save with smoke detectors, security systems, and deadbolt locks
Rewards for maintaining a claims-free history
Save with automatic payments and paperless billing
Special rates for college students and recent graduates
Employer or association group discounts may be available
Three simple steps to get renters insurance
Make a list of your personal property and estimate its value to determine how much coverage you need
Contact us for a free quote and compare coverage options and prices
Purchase your policy and enjoy peace of mind knowing your belongings are protected
Don't risk losing everything you've worked for. Get affordable renters insurance and protect your personal property.