A multidisciplinary team helping Californians plan, protect, and grow—through finance, lending, and real estate guidance.
Since 2010, we have served California with clarity, integrity, and practical solutions that help clients make informed decisions.
We began as a family‑run insurance agency and expanded into a comprehensive financial services firm. Our mission remains constant: make complex choices simple and accessible.
Today, we support individuals, families, and businesses with integrated guidance across protection, planning, lending, and real estate—grounded in trust and service.
The principles that guide everything we do
Deliver clear, responsible guidance that helps clients plan, protect, and grow with confidence.
Be a trusted California advisor known for clarity, ethics, and results across finance, insurance, lending, and real estate.
Integrity, transparency, service, expertise, and community—principles that shape every interaction.
What sets us apart in the financial services industry
Licensed professionals with deep experience and up‑to‑date understanding of regulations and markets.
Time‑tested processes that uncover your goals and deliver tailored recommendations.
Industry recognition for customer care and ethical practices.
Timely assistance for applications, questions, and claims.
Relationships with reputable providers to unlock reliable, cost‑effective options.
Deep familiarity with California’s markets, regulations, and risks.
Experienced professionals dedicated to your protection
Founder & CEO
With over 20 years in financial services, Sarah founded Premium Offer Hub with a vision to make guidance accessible to everyone.
Senior Finance Advisor
Michael specializes in business risk and financing solutions, helping California businesses protect operations and plan responsibly.
Personal Lines Specialist
Emily focuses on personal financial protection, helping families align budgets and safeguards for auto, home, and life needs.
Recognition of our commitment to excellence
Fully licensed and compliant with applicable California regulations
Accredited business with the Better Business Bureau with an A+ rating
Multiple awards for customer service excellence and ethical business practices
Voted "Best Financial Services Firm" by local community for three consecutive years
Join clients who value transparent, practical support across finance, lending, and real estate.