Practical coverage, competitive rates, and responsive support—drive with confidence.
In California, auto insurance protects you from the costs of accidents, theft, and damage. Beyond minimum liability, the right limits help safeguard your finances.
Minimum coverage meets legal requirements but often leaves gaps. We help you choose suitable limits and options so you're covered for real‑world risks—not just the basics.
Our advisors consider your driving habits, vehicle value, and budget to recommend clear, practical coverage that fits.
California requires all drivers to maintain minimum liability coverage of:
However, these minimum amounts may not provide adequate protection. We recommend higher coverage limits to protect your assets and ensure you're not personally liable for damages exceeding your policy limits.
Comprehensive protection tailored to your needs
Protects you financially if you're responsible for an accident that causes injury or property damage to others. This is required by California law and covers medical expenses, lost wages, and property damage for other parties.
Pays for damage to your vehicle resulting from a collision with another vehicle or object, regardless of who is at fault. Essential protection for newer or financed vehicles.
Covers damage to your vehicle from non-collision events such as theft, vandalism, fire, flood, hail, or hitting an animal. Protects against unexpected perils beyond your control.
Protects you if you're injured in an accident caused by a driver who doesn't have insurance or doesn't have enough insurance to cover your damages. Critical protection in California.
Covers medical expenses for you and your passengers regardless of who is at fault in an accident. Provides immediate coverage for medical bills without waiting for fault determination.
24/7 emergency roadside assistance including towing, jump-starts, flat tire changes, lockout service, and emergency fuel delivery. Peace of mind wherever you drive.
Save money with our comprehensive discount programs
Up to 15% off for students maintaining a B average or better
Rewards for maintaining a clean driving record
Save when you insure multiple vehicles with us
Bundle auto with home or renters insurance for additional savings
Safe driving monitoring programs for additional savings
Special rates for teachers, military, and other professionals
Fast, fair, and hassle-free claims handling
Call our 24/7 claims hotline or report online immediately after an incident
Our experienced adjusters investigate the claim and assess damages quickly and fairly
We work with trusted repair shops or you can choose your preferred facility
Fast payment processing to get you back on the road as quickly as possible
Common questions about auto insurance
Get a personalized quote in minutes and discover how much you can save with our comprehensive auto insurance coverage.