Terms & Conditions

Last Updated: January 1, 2024

1. Acceptance of Terms

By accessing and using the Premium Offer Hub website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials on Premium Offer Hub' website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials

3. Disclaimer

The materials on Premium Offer Hub' website are provided on an 'as is' basis. Premium Offer Hub makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Financial Protection Services

Premium Offer Hub provides financial guidance and protection planning. We coordinate with licensed carriers and institutions in California. Our services include:

• Providing protection recommendations and quotes
• Assisting with applications and account setup
• Helping with service requests and changes
• Ongoing account support

Coverage and financial products are issued by licensed carriers and institutions. Compensation may include commissions or service fees in accordance with regulations.

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, rates, coverage options, and terms can change. All quotes are estimates based on the information you provide and are subject to carrier or institution approval.

6. User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information
• Update us on changes that may affect your services
• Pay required amounts on time to maintain services
• Report issues promptly to relevant providers
• Comply with applicable terms and conditions

7. Limitations

In no event shall Premium Offer Hub or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Premium Offer Hub' website, even if Premium Offer Hub or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices.

9. Revisions and Errata

The materials appearing on Premium Offer Hub' website could include technical, typographical, or photographic errors. Premium Offer Hub does not warrant that any of the materials on its website are accurate, complete, or current. Premium Offer Hub may make changes to the materials contained on its website at any time without notice.

10. Links

Premium Offer Hub has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Premium Offer Hub of the site. Use of any such linked website is at the user's own risk.

11. Modifications

Premium Offer Hub may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

12. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of California and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

13. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us: